LIVE ENTERTAINMENT

With quick coverage, you can receive discounts of up to 25%.

Choose your primary coverage to get started:

General Liability

Worker's Compensation

Commercial

Property

Business Owner's Policy

Other

Coverages

LIVE ENTERTAINMENT

With quick coverage, you can receive discounts of up to 25%.

Choose your primary coverage to get started:

General Liability

Worker's Compensation

Professional Liability/E&O

Commercial Auto

Tools & Equipment

Commercial Property

Business Owner's Policy

Maintain the Well-being of Your Business with Cost-effective Live Entertainment Insurance

GravySpoon Insurance provides comprehensive fitness business insurance, offering a convenient solution for all your coverage needs. As you focus on getting your clients' heart rates up, we ensure your peace of mind by protecting you from various risks through quick, easy, and affordable insurance options. Plus, you can save up to 10% when you combine two or more of our policies.

Maintain the well-being of your business with cost-effective Live Entertainment insurance

Gravy Spoon Insurance provides comprehensive fitness business insurance, offering a convenient solution for all your coverage needs. As you focus on getting your clients' heart rates up, we ensure your peace of mind by protecting you from various risks through quick, easy, and affordable insurance options. Plus, you can save up to 10% when you combine two or more of our policies.

Custom Policies for Food Service Professionals.

Distributors, Catering, Restaurant Owners, Hotels, E-commerce, Contractors, Hotels, Entertainment, Food Trucks, Cloud Kitchens, Restaurant Franchises

Why Do Live Entertainment Businesses Need Insurance?

Live entertainment businesses require insurance for various reasons. Liability insurance protects them from claims related to bodily injury or property damage during events. Property insurance covers assets like equipment and props against damage or loss. Event cancellation insurance provides financial protection if events need to be canceled or postponed. Equipment breakdown insurance covers the cost of repairs or replacements for essential equipment. Liquor liability insurance handles claims resulting from alcohol-related incidents. Performer and event organizer liability coverage protects against liability risks associated with performers and organizers. Insurance safeguards live entertainment businesses, ensuring financial security and allowing them to focus on delivering exceptional experiences.

Live Entertainment Liability Insurance

Live entertainment liability insurance is essential for businesses in the entertainment industry to protect against potential liability claims and lawsuits. This coverage provides financial protection for accidents, injuries, and property damage that may occur during live events or performances. It includes general liability coverage and may offer additional options specific to the industry's risks, such as event cancellation or liquor liability coverage. Having this insurance ensures peace of mind for event organizers, performers, and venue owners, safeguarding their businesses and allowing them to continue operations smoothly.

General liability insurance is essential for live entertainment businesses as it provides coverage for common risks and liabilities. This insurance protects against bodily injury, property damage, and personal injury claims that may occur during live events. It helps cover legal expenses, medical costs, and potential settlements or judgments. Having general liability insurance ensures financial protection, safeguards the reputation of live entertainment businesses, and allows them to operate with confidence. It is a crucial coverage that helps mitigate risks and liabilities in the dynamic and fast-paced world of live entertainment.

How Much does Live Entertainment Insurance Cost?

When purchasing fitness insurance with GravySpoons, you have the opportunity to save up to 25% through discounts. The specific cost of your insurance will be determined by various factors, including:

  • Type of live entertainment business

  • Size and scope of operations

  • Location and annual revenue

Why do Live Entertainment businesses need insurance?

Live entertainment businesses require insurance for various reasons. Liability insurance protects them from claims related to bodily injury or property damage during events. Property insurance covers assets like equipment and props against damage or loss. Event cancellation insurance provides financial protection if events need to be canceled or postponed. Equipment breakdown insurance covers the cost of repairs or replacements for essential equipment. Liquor liability insurance handles claims resulting from alcohol-related incidents. Performer and event organizer liability coverage protects against liability risks associated with performers and organizers. Insurance safeguards live entertainment businesses, ensuring financial security and allowing them to focus on delivering exceptional experiences.

Live Entertainment liability insurance

Live entertainment liability insurance is essential for businesses in the entertainment industry to protect against potential liability claims and lawsuits. This coverage provides financial protection for accidents, injuries, and property damage that may occur during live events or performances. It includes general liability coverage and may offer additional options specific to the industry's risks, such as event cancellation or liquor liability coverage. Having this insurance ensures peace of mind for event organizers, performers, and venue owners, safeguarding their businesses and allowing them to continue operations smoothly.

General liability insurance is essential for live entertainment businesses as it provides coverage for common risks and liabilities. This insurance protects against bodily injury, property damage, and personal injury claims that may occur during live events. It helps cover legal expenses, medical costs, and potential settlements or judgments. Having general liability insurance ensures financial protection, safeguards the reputation of live entertainment businesses, and allows them to operate with confidence. It is a crucial coverage that helps mitigate risks and liabilities in the dynamic and fast-paced world of live entertainment.

How much does Live Entertainment insurance cost?

When purchasing fitness insurance with Gravy Spoons, you have the opportunity to save up to 25% through discounts. The specific cost of your insurance will be determined by various factors, including:

  • Type of live entertainment business

  • Size and scope of operations

  • Location and annual revenue

There’s a Lot to Love about GravySpoon

Get insurance in less than 10 minutes and you can save up to 25% in discounts*

Unique, flexible coverage with easy monthly payments

Do it all 100% online or talk to a licensed U.S.-based advisor

Other Important Business Insurance Coverage for Local Restaurants

Having liability insurance is crucial for ensuring comprehensive coverage, but it is advisable to consider additional types of business insurance to provide protection for both yourself and your employees.

We typically recommend:

Workers’ Compensation

Worker's Compensation insurance is a vital component of insurance coverage for the Live Entertainment industry. It provides financial protection for both employees and employers in the event of work-related injuries or illnesses. This insurance helps cover medical expenses, rehabilitation costs, and lost wages for employees who suffer injuries while performing their job duties. It also safeguards employers from potential legal liabilities and helps maintain a safe and protected work environment.

Professional Liability/E&O

Professional Liability insurance, also known as Errors and Omissions (E&O) insurance, is an important coverage for professionals in the Live Entertainment industry. It protects individuals or businesses from claims alleging negligence, errors, or omissions in the services they provide. In the context of Live Entertainment, professional liability insurance covers potential mistakes or failures that may result in financial losses, reputational damage, or legal disputes.


Having professional liability insurance is crucial for Live Entertainment professionals as it provides financial protection and helps maintain their professional reputation. It allows them to focus on delivering high-quality performances while having coverage in place for potential claims or disputes that may arise.

Other important business insurance coverage for Local Restaurants

Having liability insurance is crucial for ensuring comprehensive coverage, but it is advisable to consider additional types of business insurance to provide protection for both yourself and your employees.

We typically recommend:

Workers’ Compensation

Worker's Compensation insurance is a vital component of insurance coverage for the Live Entertainment industry. It provides financial protection for both employees and employers in the event of work-related injuries or illnesses. This insurance helps cover medical expenses, rehabilitation costs, and lost wages for employees who suffer injuries while performing their job duties. It also safeguards employers from potential legal liabilities and helps maintain a safe and protected work environment.

Professional Liability/E&O

Professional Liability insurance, also known as Errors and Omissions (E&O) insurance, is an important coverage for professionals in the Live Entertainment industry. It protects individuals or businesses from claims alleging negligence, errors, or omissions in the services they provide. In the context of Live Entertainment, professional liability insurance covers potential mistakes or failures that may result in financial losses, reputational damage, or legal disputes.


Having professional liability insurance is crucial for Live Entertainment professionals as it provides financial protection and helps maintain their professional reputation. It allows them to focus on delivering high-quality performances while having coverage in place for potential claims or disputes that may arise.

Frequently Asked Questions about Live Entertainment Insurance

What insurance should I get if my work involves multiple types of live entertainment?

For a live entertainment business involving multiple types of performances, it is crucial to have a comprehensive insurance package that covers various aspects of the business. This may include General Liability insurance for third-party claims, Professional Liability insurance for errors or omissions, Property insurance for physical assets, Equipment insurance for valuable equipment, Commercial Auto insurance for vehicles, Workers' Compensation insurance for employee injuries, and Event Cancellation insurance for unforeseen event disruptions. Assessing the specific needs of your business and consulting with an insurance professional will help determine the appropriate coverage to protect your live entertainment operations.

How does the claims process work with GravySpoon Insurance?

As a policyholder, you have the convenience of filing a claim at any time through our website. Simply visit our website gravyspoon.com and navigate to the "About us" tab, where you'll find the "File a claim" option. After submitting your claim, you can expect a prompt follow-up call from our team to discuss the details and assist you further.

If you are not currently a policyholder with us but need to file a claim against one of our policyholders, you can visit our website at gravyspoon.com. Under the "Support" tab, select "Help Center" and then choose "Not a policyholder and want to file a claim?" from the options provided. This will guide you through the necessary steps to initiate your claim.

We encourage you to visit our online help center, where our support team is available to provide further guidance and support.

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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. GravySpoon Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.