HOTELS
With quick coverage, you can receive discounts of up to 25%.
Choose your primary coverage to get started:
General Liability
Worker's Compensation
Commercial
Property
Business Owner's Policy
Other
Coverages
Bonds
HOTELS
With quick coverage, you can receive discounts of up to 25%.
Choose your primary coverage to get started:
General Liability
Worker's Compensation
Professional Liability/E&O
Commercial Auto
Tools & Equipment
Commercial Property
Business Owner's Policy
Bonds
Get the Customized Hotel Insurance You Need for Your Business
GravySpoon Insurance offers customized Hotel business insurance designed to address the unique risks and needs of your specific operation. Our insurance coverage is tailored to match your requirements. Additionally, we offer flexible monthly payment options to ensure your cash flow remains healthy, even during challenging times when your menu might not be as thriving.
Get the customized Hotel insurance you need for your business
Gravy Spoon Insurance offers customized Hotel business insurance designed to address the unique risks and needs of your specific operation. Our insurance coverage is tailored to match your requirements. Additionally, we offer flexible monthly payment options to ensure your cash flow remains healthy, even during challenging times when your menu might not be as thriving.
Custom Policies for Food Service Professionals.
Distributors, Catering, Restaurant Owners, Hotels, E-commerce, Contractors, Hotels, Entertainment, Food Trucks, Cloud Kitchens, Restaurant Franchises
Why Do Hotel Businesses Need Insurance?
Hotels need insurance to protect themselves from various risks and liabilities. Insurance coverage for hotels includes property protection, liability coverage, business interruption coverage, guest property protection, workers' compensation, liquor liability, and cyber liability. By having the right insurance coverage, hotels can safeguard their assets, manage risks, and ensure a safe environment for their guests.
How Hotel Liability Insurance Protects Your Business?
Hotel liability insurance is crucial for protecting your business from various risks and liabilities. It provides coverage for third-party claims, including bodily injury and property damage. This insurance safeguards your hotel from slip and fall accidents, property damage, and guest injury claims. It also includes coverage for product liability and liquor liability if your hotel offers food, beverages, or alcohol. Hotel liability insurance helps cover medical expenses, legal fees, settlements, and judgments, providing financial security and peace of mind. By having this insurance in place, you can focus on providing a safe and enjoyable experience for your guests while mitigating potential financial losses and legal liabilities.
How Much does Hotel Insurance Cost?
The discounts offered by GravySpoon Insurance can save you up to 25% when purchasing food and beverage business insurance. The actual cost of your insurance will vary based on:
Size, location and coverage limits of the hotel
Types of services offered
Specific risks associated with the hotel industry
There’s a Lot to Love about GravySpoon
Get insurance in less than 10 minutes and you can save up to 25% in discounts*
Unique, flexible coverage with easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Why do Hotel businesses need insurance?
Hotels need insurance to protect themselves from various risks and liabilities. Insurance coverage for hotels includes property protection, liability coverage, business interruption coverage, guest property protection, workers' compensation, liquor liability, and cyber liability. By having the right insurance coverage, hotels can safeguard their assets, manage risks, and ensure a safe environment for their guests.
How Hotel liability insurance protects your business
Hotel liability insurance is crucial for protecting your business from various risks and liabilities. It provides coverage for third-party claims, including bodily injury and property damage. This insurance safeguards your hotel from slip and fall accidents, property damage, and guest injury claims. It also includes coverage for product liability and liquor liability if your hotel offers food, beverages, or alcohol. Hotel liability insurance helps cover medical expenses, legal fees, settlements, and judgments, providing financial security and peace of mind. By having this insurance in place, you can focus on providing a safe and enjoyable experience for your guests while mitigating potential financial losses and legal liabilities.
How much does Hotel insurance cost?
The discounts offered by Gravy Spoon Insurance can save you up to 25% when purchasing food and beverage business insurance. The actual cost of your insurance will vary based on:
Size, location and coverage limits of the hotel
Types of services offered
Specific risks associated with the hotel industry
Other Important Business Insurance Coverage for Hotels
While liability insurance provides a solid foundation for coverage, it's also important to customize your business insurance to safeguard your business property, employees, and vehicles. This means tailoring your insurance policies to address specific risks and protect the various aspects of your business operations.
We typically recommend:
Workers’ Compensation
Workers' compensation insurance is an essential component of hotel insurance. It provides coverage for work-related injuries or illnesses that employees may sustain while performing their job duties. This insurance helps protect both the employees and the hotel business by covering medical expenses, lost wages, and rehabilitation costs for injured workers. It also helps protect the business from potential lawsuits and legal expenses associated with workplace injuries. Workers' compensation insurance ensures that employees receive proper care and compensation while providing financial security and compliance with legal requirements for the hotel industry.
Commercial Auto
Commercial auto insurance is a vital component of hotel insurance, offering coverage for vehicles used by the hotel. It protects against accidents, theft, and damage to vehicles, providing financial protection for property damage, bodily injury, and legal liabilities. By obtaining commercial auto insurance, hotels can ensure the smooth operation of their vehicle-related activities and have peace of mind in case of unforeseen incidents on the road. Customizing the coverage based on the specific needs of the hotel is crucial for adequate protection.
Commercial Property
Commercial property insurance is an essential part of hotel insurance, providing coverage for the physical assets and property of the hotel. This insurance protects against various risks, including fire, theft, vandalism, and natural disasters, ensuring that the hotel's buildings, contents, and equipment are safeguarded. It covers the cost of repairing or replacing damaged property, as well as any associated business interruption expenses. Commercial property insurance for hotel insurance is crucial in mitigating financial losses and ensuring the continuity of operations in the event of unforeseen events or property damage.
Other important business insurance coverage for Hotels
While liability insurance provides a solid foundation for coverage, it's also important to customize your business insurance to safeguard your business property, employees, and vehicles. This means tailoring your insurance policies to address specific risks and protect the various aspects of your business operations.
We typically recommend:
Workers’ Compensation
Workers' compensation insurance is an essential component of hotel insurance. It provides coverage for work-related injuries or illnesses that employees may sustain while performing their job duties. This insurance helps protect both the employees and the hotel business by covering medical expenses, lost wages, and rehabilitation costs for injured workers. It also helps protect the business from potential lawsuits and legal expenses associated with workplace injuries. Workers' compensation insurance ensures that employees receive proper care and compensation while providing financial security and compliance with legal requirements for the hotel industry.
Commercial Auto
Commercial auto insurance is a vital component of hotel insurance, offering coverage for vehicles used by the hotel. It protects against accidents, theft, and damage to vehicles, providing financial protection for property damage, bodily injury, and legal liabilities. By obtaining commercial auto insurance, hotels can ensure the smooth operation of their vehicle-related activities and have peace of mind in case of unforeseen incidents on the road. Customizing the coverage based on the specific needs of the hotel is crucial for adequate protection.
Commercial Property
Commercial property insurance is an essential part of hotel insurance, providing coverage for the physical assets and property of the hotel. This insurance protects against various risks, including fire, theft, vandalism, and natural disasters, ensuring that the hotel's buildings, contents, and equipment are safeguarded. It covers the cost of repairing or replacing damaged property, as well as any associated business interruption expenses. Commercial property insurance for hotel insurance is crucial in mitigating financial losses and ensuring the continuity of operations in the event of unforeseen events or property damage.
Frequently Asked Questions about Hotel Insurance
What do I need to get an insurance quote online?
Our streamlined process makes it quick and easy to find the insurance coverage that suits your needs. When you initiate an insurance quote, we'll gather some essential information about your business. This will include details such as the services you offer, the location of your office or intended work area, the number of employees you have and their respective salaries, as well as the quantity and types of vehicles you utilize for your work. By asking these fundamental questions, we can provide you with a tailored insurance solution that aligns with your specific business requirements.
How does the claims process work with GravySpoon Insurance?
As a policyholder, you have the convenience of filing a claim at any time through our website. Simply visit our website gravyspoon.com and navigate to the "About us" tab, where you'll find the "File a claim" option. After submitting your claim, you can expect a prompt follow-up call from our team to discuss the details and assist you further.
If you are not currently a policyholder with us but need to file a claim against one of our policyholders, you can visit our website at gravyspoon.com. Under the "Support" tab, select "Help Center" and then choose "Not a policyholder and want to file a claim?" from the options provided. This will guide you through the necessary steps to initiate your claim.
We encourage you to visit our online help center, where our support team is available to provide further guidance and support.
How does the claims process work with GravySpoon Insurance?
As a policyholder, you have the convenience of filing a claim at any time through our website. Simply visit our website gravyspoon.com and navigate to the "About us" tab, where you'll find the "File a claim" option. After submitting your claim, you can expect a prompt follow-up call from our team to discuss the details and assist you further.
If you are not currently a policyholder with us but need to file a claim against one of our policyholders, you can visit our website at gravyspoon.com. Under the "Support" tab, select "Help Center" and then choose "Not a policyholder and want to file a claim?" from the options provided. This will guide you through the necessary steps to initiate your claim.
We encourage you to visit our online help center, where our support team is available to provide further guidance and support.
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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. GravySpoon Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.