GravySpoon

Has Got You

Covered!

Custom business insurance. Zero hassle. Big savings.

WE’RE 100% DEDICATED TO

FOOD SERVICES.

Tailored business insurance. Zero hassle. Big savings.

Services We Offer:

LOANS

POS

INSURANCE

SYSTEMS

PAYROLL

HUMAN RESOURCES

Services We Offer:

LOANS

POS

INSURANCE

SYSTEMS

PAYROLL

HUMAN RESOURCES

Custom insurance for your profession.

Food Distribution

Food Trucks

Local Restaurants

Franchises

Live Entertainment

Hotels

Catering

Banquets

Tailored insurance for your profession.

Food Distribution

Food Trucks

Local Restaurants

Franchises

Live Entertainment

Hotels

Catering

Banquets


Get Gravy Spoon.

Get Going.

Our business & restaurant insurance gives you the confidence to take smart risks; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, Gravy Spoon will help get you there.


Get Gravy Spoon. Get Going.

Our business & restaurant insurance gives you the confidence to take smart risks; the kind that’ll take you to the next level. So whether you’re just starting out or looking to bring on a team of 20, Gravy Spoon will help get you there.

We know you’re busy, so we’ll be quick.

Tell us what you do.

Select your type of coverage.

Get your certificate of insurance.

Let’s find the coverage you need for your business.

Business insurance is divided into different policies. We offer 7

types so it's easy to design the coverage that fits your business.

General Liability

Worker's Compensation

Professional Liability/E&O

Commercial Auto

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.

Tools & Equipment

Commercial Property

Business Owner's Policy

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

We know you’re busy, so we’ll be quick.

Tell us what you do.

Select your type of coverage.

Get your certificate of insurance.

Let’s find the coverage you need for your business.

Business insurance is divided into different policies. We offer 7 types so it's easy to design the coverage that fits your business.

General Liability

Accidentally damaged customer property? General liability insurance makes those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.

Worker's Compensation

If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don’t forget about the boss — add business owner’s coverage to protect yourself as well.

Professional Liability/E&O

If you’re accused of making an error at work, we’ve got your back. Get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Commercial Auto

Vehicle-related damage shouldn’t mean you have to pump the brakes on your bottom line. With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add HNOA coverage for extra protection on rentals and employee vehicles.

Tools & Equipment

Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we’ll be there to abracadabra them back in a flash.

Commercial Property

Commercial property insurance isn’t just for buildings — it can protect almost all the gear, inventory and equipment you need to do business. We'll make sure your lights stay on if a fire, water damage or other covered event causes an interruption to your business.

Business Owner's Policy

A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

100% Dedicated to Hospitality & Food Services

Custom policies for Food Service Professionals.

Distributors, Catering, Restaurant Owners, Hotels, E-commerce, Contractors, Hotels, Entertainment, Food Trucks, Cloud Kitchens, Restaurant Franchises,

NEED A FAST

CERTIFICATE

OF INSURANCE?

Download on the GRAVY SPOON app and get

your COI in seconds

NEED A FAST CERTIFICATE

OF INSURANCE?

Download on the GRAVY SPOON app and get your COI in seconds

“We had been struggling for months trying to find insurance for our restaurant. It was nearly impossible...GRAVY SPOON is a lifesaver”

Aileen, Restaurant Owner

Hunan By The Falls

“We had been struggling for months trying to find insurance for our small concierge business. It was nearly impossible...GRAVY SPOON is a lifesaver”

Aileen, Restaurant Owner

Hunan By The Falls

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Our live U.S.-based insurance experts are standing by for one-on-one support.

Gravy Spoon is rated “A-Excellent” by AM Best, the industry standard for rating insurance companies.

What We Cover

Business Insurance

General Liability

Worker's Compensation

Commercial Property

Business Personal Property

Commercial Auto

Professional Liability

Errors and Omissions

Tools & Equipment

Business Owner's Policy

Product Liability

LLC Business Insurance

Liquor Liability

Certificate of Insurance

Top Professions

Business Insurance

General Liability

Worker's Compensation

General Contractor Insurance

Hospitality

Food Trucks

Catering

Restaurants

Franchises

Wedding Venues

Facilities

Limousine Services

Tour Operators

Most Popular

Accountant Insurance

Catering Insurance

Ecommerce Insurance

Engineer Insurance

Massage Insurance

Photographer Insurance

Real Estate Agent Insurance

Restaurant Insurance

Texas General Liability

Florida General Liability

California General Liability

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What We Cover

Business Insurance

General Liability

Worker's Compensation

Commercial Property

Business Personal Property

Commercial Auto

Professional Liability

Errors and Omissions

Tools & Equipment

Business Owner's Policy

Product Liability

LLC Business Insurance

Liquor Liability

Certificate of Insurance

Top Professions

Business Insurance

General Liability

Worker's Compensation

General Contractor Insurance

Handyman Insurance

HVAC Insurance

Landscaping Insurance

Painters Insurance

Personal Trainer Insurance

Roofing Insurance

Auto Repair Shop

Yoga Teacher Insurance

Retail Store Insurance

Most Popular

Accountant Insurance

Amazon Sellers

Architect Insurance

Catering Insurance

Ecommerce Insurance

Engineer Insurance

Massage Insurance

Photographer Insurance

Real Estate Agent Insurance

Restaurant Insurance

Texas General Liability

Florida General Liability

California General Liability

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Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.