FRANCHISES
With quick coverage, you can receive discounts of up to 25%.
Choose your primary coverage to get started:
General Liability
Worker's Compensation
Commercial
Property
Business Owner's Policy
Other
Coverages
Bonds
FRANCHISES
With quick coverage, you can receive discounts of up to 25%.
Choose your primary coverage to get started:
General Liability
Worker's Compensation
Professional Liability/E&O
Commercial Auto
Tools & Equipment
Commercial Property
Business Owner's Policy
Bonds
Get Customized Franchise Business Insurance to Fit Your Needs
For insurance for cleaning businesses, turn to GravySpoon Insurance. We make it simple for you to rapidly obtain the coverage you require at a low cost so you can concentrate on your work and safeguard your personnel and equipment.
Oh, and when you combine two or more of our insurance, you'll save 10%.
Get customized Franchise business insurance to fit your needs
For insurance for cleaning businesses, turn to Gravy Spoon Insurance. We make it simple for you to rapidly obtain the coverage you require at a low cost so you can concentrate on your work and safeguard your personnel and equipment.
Oh, and when you combine two or more of our insurance, you'll save 10%.
Custom Policies for Food Service Professionals.
Distributors, Catering, Restaurant Owners, Hotels, E-commerce, Contractors, Hotels, Entertainment, Food Trucks, Cloud Kitchens, Restaurant Franchises
Why Do Franchises Need Business Insurance?
Business insurance can protect you from a variety of mishaps and hazards that could affect your company, such as having a client trip on a floor you just swept or being accused of stealing or causing property damage.
You won't have to pay everything out of pocket after an accident or to defend your cleaning business if you have the appropriate types of insurance.
Liability Insurance for Franchise Businesses
Liability insurance is essential for franchise businesses to protect their financial stability, comply with franchise agreements, mitigate potential risks, and ensure the safety of customers and the public. By having the appropriate liability insurance coverage, franchises can focus on delivering quality products or services while having peace of mind knowing they are protected from liability claims that could otherwise jeopardize their business.
General liability insurance is essential for franchise businesses as it provides coverage for property damage and injuries to non-employees. It protects against common accidents that can occur while working with clients. This insurance covers expenses related to accidents, such as slip and fall incidents or damage to third-party property. It also offers protection against advertising and copyright claims. Having general liability insurance ensures that franchise owners are protected from potential lawsuits and financial losses, allowing the business to operate smoothly. Franchise owners should review their franchise agreement and consult with insurance professionals to determine specific coverage requirements.
How Much does Franchise Insurance Cost?
When you choose GravySpoon for your cleaning insurance needs, you have the opportunity to save up to 25% through various discounts. The actual cost of your insurance will be determined by a few factors, such as:
Type and location of franchise
Coverage limits and deductibles selected
Your payroll and the kinds of jobs our employees do
Why do Franchises need business insurance?
Business insurance can protect you from a variety of mishaps and hazards that could affect your company, such as having a client trip on a floor you just swept or being accused of stealing or causing property damage.
You won't have to pay everything out of pocket after an accident or to defend your cleaning business if you have the appropriate types of insurance.
Liability insurance for Franchise businesses
Liability insurance is essential for franchise businesses to protect their financial stability, comply with franchise agreements, mitigate potential risks, and ensure the safety of customers and the public. By having the appropriate liability insurance coverage, franchises can focus on delivering quality products or services while having peace of mind knowing they are protected from liability claims that could otherwise jeopardize their business.
General liability insurance is essential for franchise businesses as it provides coverage for property damage and injuries to non-employees. It protects against common accidents that can occur while working with clients. This insurance covers expenses related to accidents, such as slip and fall incidents or damage to third-party property. It also offers protection against advertising and copyright claims. Having general liability insurance ensures that franchise owners are protected from potential lawsuits and financial losses, allowing the business to operate smoothly. Franchise owners should review their franchise agreement and consult with insurance professionals to determine specific coverage requirements.
How much does Franchise insurance cost?
When you choose Gravy Spoon for your cleaning insurance needs, you have the opportunity to save up to 25% through various discounts. The actual cost of your insurance will be determined by a few factors, such as:
Type and location of franchise
Coverage limits and deductibles selected
Your payroll and the kinds of jobs our employees do
There’s a Lot to Love about GravySpoon
Get insurance in less than 10 minutes and you can save up to 25% in discounts*
Unique, flexible coverage with easy monthly payments
Do it all 100% online or talk to a licensed U.S.-based advisor
Other Important Business Insurance Coverage for Franchises
While liability insurance is essential for comprehensive coverage, it is advisable to consider additional types of business insurance to safeguard your cleaning equipment, work vehicles, and employees.
Our typical recommendations include:
Workers’ Compensation
Workers' compensation insurance for franchises is an important coverage to consider. It provides protection for your employees in the event of work-related injuries or illnesses. This insurance helps cover medical expenses, rehabilitation costs, and lost wages for employees who are injured or become ill while performing their job duties. By providing workers' compensation insurance, you can fulfill your legal obligations as an employer and ensure that your employees receive the necessary support and benefits in case of workplace accidents.
Tools & Equipment
Tools and equipment insurance is an integral part of franchise insurance. It provides coverage for the tools and equipment used in your franchise business, protecting against damage, loss, or theft. This insurance ensures that you can continue operations by quickly replacing or repairing essential assets. It is crucial to consult with a specialized insurance provider to ensure adequate protection for your tools and equipment within your franchise insurance policy.
Commercial Property
Commercial property insurance is a crucial coverage for franchise businesses as it provides protection for the physical property and assets owned by the franchise. This insurance policy helps safeguard buildings, equipment, inventory, and other property from risks such as fire, theft, vandalism, or natural disasters. In the event of property damage or loss, commercial property insurance helps cover the costs of repairs, replacements, or rebuilding, ensuring that the franchise can quickly recover and resume operations. Franchise owners should carefully assess their property insurance needs and choose coverage that adequately protects their specific assets and liabilities.
Other important business insurance coverage for Franchises
While liability insurance is essential for comprehensive coverage, it is advisable to consider additional types of business insurance to safeguard your cleaning equipment, work vehicles, and employees.
Our typical recommendations include:
Workers’ Compensation
Workers' compensation insurance for franchises is an important coverage to consider. It provides protection for your employees in the event of work-related injuries or illnesses. This insurance helps cover medical expenses, rehabilitation costs, and lost wages for employees who are injured or become ill while performing their job duties. By providing workers' compensation insurance, you can fulfill your legal obligations as an employer and ensure that your employees receive the necessary support and benefits in case of workplace accidents.
Tools & Equipment
Tools and equipment insurance is an integral part of franchise insurance. It provides coverage for the tools and equipment used in your franchise business, protecting against damage, loss, or theft. This insurance ensures that you can continue operations by quickly replacing or repairing essential assets. It is crucial to consult with a specialized insurance provider to ensure adequate protection for your tools and equipment within your franchise insurance policy.
Commercial Property
Commercial property insurance is a crucial coverage for franchise businesses as it provides protection for the physical property and assets owned by the franchise. This insurance policy helps safeguard buildings, equipment, inventory, and other property from risks such as fire, theft, vandalism, or natural disasters. In the event of property damage or loss, commercial property insurance helps cover the costs of repairs, replacements, or rebuilding, ensuring that the franchise can quickly recover and resume operations. Franchise owners should carefully assess their property insurance needs and choose coverage that adequately protects their specific assets and liabilities.
Frequently Asked Questions about Franchise Insurance
Can I add an additional insured to my Franchise insurance?
Adding an additional insured to your franchise insurance policy is typically possible and allows you to extend coverage to another party, such as a landlord or franchisor. By doing so, you provide them with protection under your policy in case of covered incidents or claims. Adding an additional insured is a common practice in franchise agreements and leasing arrangements. To proceed, it's advisable to consult us to understand the process and any specific requirements for adding an additional insured to your policy.
What do I need to get an insurance quote online?
We strive to provide a quick and hassle-free experience to help you find the insurance coverage that suits your needs. When you initiate an insurance quote, we will ask you some fundamental questions about your business, such as the nature of the services you offer, the location of your office or intended work area, the number of employees and their compensation, as well as details regarding the vehicles you utilize for work. These inquiries enable us to gather the necessary information to tailor the coverage options specifically for your business, ensuring a seamless process.
How can I get a certificate of insurance?
With GravySpoon Insurance, you can conveniently access your certificate of insurance anytime, anywhere using your computer or mobile device. Say goodbye to waiting, printing, or dealing with fax machines. As a new or existing customer, simply email us, and our Live Certificate will instantly provide you with proof of insurance, completely free of charge. You can easily share your certificate via email, text message, or even on social media. We offer unlimited certificates and the option to add an additional insured at no extra cost. If you make changes to your coverage, your certificate will automatically be updated. Discover more about the details of your certificate of insurance with us.
How does the claims process work with NEXT Insurance?
As a policyholder, you have the convenience of filing a claim at any time through our online platform. Simply visit our website, gravyspoon.com, and click on the "File a claim" option under the "About us" tab. After submitting your claim, expect a prompt call from our team to discuss the details.
If you are not a policyholder with us but need to file a claim against one of our policyholders, you can visit our website at gravyspoon.com and navigate to the "Support" tab. From there, select "Help Center" and look for the section titled "Quick Actions for Customers." Click on the option that says "Not a policyholder and want to file a claim?" to proceed with your claim submission.
For assistance when you are unable to access, our support team is readily available to help. Please visit our online help center for further assistance and guidance.
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Top Professions
Food Distribution
Food Trucks
Local Restaurants
Franchises
Live Entertainment
Hotels
Catering
Banquets
© 2023 GravySpoon
Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. GravySpoon Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.